This won't give you a verdict or a viral score. It does two honest things: it works out how long your money actually lasts, and it lays your own answers back out so the trade-off is clear instead of looping in your head.
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Part 1
The money — this part is real arithmetic
No modelling, no guessing. Just runway: savings divided by what you spend.
Cash you'd actually be willing to burn — not retirement accounts.
$0$150k+
Rent, food, insurance, debt — the real number, not the optimistic one.
$500$12k
Freelance, part-time, severance spread monthly. Be conservative — zero is fine.
$0$10k
Including you. Doesn't change the math — changes how much margin you'd want.
Part 2
The job — your read, not a diagnosis
These don't get turned into a fake percentage. They get reflected back so you can see the shape of it.
Tired but okayRunning on empty
Dead endReal path forward
Doing real damageSustainable
I could land a role fastVery tough market for me
Runway if you quit today
How long savings cover expenses, with any side income
If you stay 6 more months
Extra buffer banked at your current surplus
Monthly surplus right now
Income minus expenses while employed
Why it landed here
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